October 2026 Newsletter
The Hidden Retirement Cost of Employee Caregiving
Recent data highlights a notable connection between caregiving responsibilities and financial strain. The 2026 Retirement Confidence Survey, conducted by the Employee Benefit Research Institute (EBRI) and Greenwald Research, found that unpaid caregivers were more likely than non-caregivers to have limited savings and to report challenges with debt.
Among caregiving workers, 56% said caregiving affected their ability to...
IRS Provides Cycle 4 Update for DC Pre-approved Plans
On August 5, 2026, the Internal Revenue Service (IRS) announced that it intended to begin issuing new opinion letters for certain defined contribution (DC) qualified pre-approved plans beginning August 31, 2026, or as soon as possible thereafter. The timing was announced in Announcement 2026-15, published in Internal Revenue Bulletin 2026-35.
The letters apply to DC qualified pre-approved plans that...
Court Narrows Earlier Ruling on Brokerage Window Fee Disclosure in Alas v. AT&T
On August 3, 2026, Judge Sherilyn Peace Garnett of the U.S. District Court for the Central District of California granted AT&T’s motion for reconsideration in the long-running Alas v. AT&T case. The order revised portions of her March 2026 ruling concerning the disclosure of indirect compensation tied to...