September 2026 Newsletter
Retirement Savings Rates Hit a Record Level High in 2025
The outlook for retirement savings showed encouraging signs in 2025. A growing number of participants increased how much they were saving for retirement, with 45% increasing their contributions. In addition, the average total savings rate reached a record 12.1% of income in 2025, according to Vanguard’s How America Saves 2026. Average account balances also...
SECURE 2.0 Plan Amendments Due by Year-End
Retirement Qualified retirement plans must adopt written amendments reflecting SECURE 2.0 changes by December 31, 2026. This deadline is mandatory for all plans, including those plans that opted out of the optional provisions. These plans must...
Younger Workers Look to Employers for Retirement Guidance
Younger employees are placing greater responsibility on employers to help them prepare for retirement, according to J.P. Morgan Asset Management’s 2026 Defined Contribution Plan Participant Survey. Among Gen Z participants, 86% believe employers...